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Personal Loan Reviews

Editor’s picks for best personal loans in 2024

Loan amount
$5,000-$100,000

Min. credit score
680

Est. APR
7.99-22.73%

4.8
T&Cs Apply
Qualified borrowers will be hard pressed to find a lender better than SoFi. With its zero fees and great perks like unemployment protection and free financial advising, this an excellent lender with low APR rates. 

New users only

Loans: $2,000 - $50,000

APR: 8.99% - 35.99%

Credit score: 680

4.8

Loan amount
$1,000-$50,000

Min. credit score
600

Est. APR
6.18-35.99%

4.8
T&Cs Apply
Upgrade offers personal loans to applicants with bad credit to consolidate their high interest debt and build their credit score. With low application requirements and multiple discounts, Upgrade is a legit and trustworthy subprime lender. 

New users only

Loan amount
$200-$2,000

Min. credit score
500

Est. APR
279% to 307%

4.3
T&Cs Apply

New users only

Loan amount
$100-$5,000

Min. credit score
55o

Est. APR
up to 36%

4.3

New users only

Latest Lender Reviews

This tribal lender offer flex-pay loans for quick funds but at extremely high interest rates.

An established company offering emergency loans up to $1,500 with high interest rates.

Online installment loans and lines of credit up to $5,000 this legit lender

A tribal lender offering loans for bad credit up to $2,500 but with interest rates up to 795%