Get Your Free Checking Account

Chime free checking account

Founded in 2012, Chime is an online bank based in San Francisco that is on a mission to lower fees and help people improve their credit scores through their digital banking products. Their popular checking account is free and has no fees that offers customers a variety of features and services.

What are the benefits of using Chime’s free checking account?

Here are some of the highlights of the Chime Checking Account:

• Free no-fee checking account
• Easily track your finances and manage your spending
• Earn rewards points for using Chime products and services
• Get paid up to two days early with direct deposit**
• With SpotMe®, you can overdraft up to $200 (with $200 or more in direct deposits each month)
• Automated savings features
• Send money to friends and family fee-free (up to a $2,000 monthly limit)
• Access to 60,000+ fee-free ATMs nationwide˜
• Disable transactions if your card is lost or stolen
• Free debit card replacement
• Compatible with Google Pay and Apple Pay

Can I deposit a check into my Chime account?

Yes, you can deposit checks into your Chime account. To do this, follow these steps: 

1. Enter your Chime account number and password into the online banking login form. 

2. Click on the “Deposit Checks” link. 

3. Complete the deposit information form and click on the “Submit” button. 

4. Your check will be deposited into your Chime account within 24 hours.

How to contact Chime support 

If you have any questions you can contact their support through the app or by call ing their customer service team at 1-866-315-2136. Their team is available to help you 24/7. 

Wrapping up

Which Chime’s free checking account you can track and manage your money easily. With an array of features their no-fee products are great for digitally savvy consumers looking to move away from traditional, fee-heavy banks to digital first banks with plenty of perks.